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Underwriting Turn Times

If you have any questions on the status of your loan(s), please contact Mortgage Support at [email protected]

Our current turntimes are 24-48 hours

USDA Commitment Turn Times     -      currently working on files from     01/31/2023

Important things to remember:

Files submitted after 11 am count for the next day

Weekends do not count in the work days

If your file has MI or USDA Submissions needed, the turn time may be longer

USDA Commitment Turn Times are dictated by USDA only. FSB does not have any control over these turn times

2023 Holidays 

The following holidays will affect FSB's turn times and will not count for Recission & TRID dates as we will be closed:

January 2nd-New Year's Day

January 16th-MLK Day

February 20th-President's Day 

May 29th-Memorial Day

June 19th-Juneteenth (observed)

July 4th-Independence Day

September 4th-Labor Day

October 9th-Columbus Day

November 23rd-Thanksgiving

November 24th-Day after Thanksgiving*

December 25th-Christmas Day 

*will count for Recission or TRID dates

Closing Turn Times 

Closings can occur on the 2nd business day after the day it is scheduled. Please UPLOAD the signed Initial CD and your Closing Request Form to the file after the CTC is received. FINAL your file to allow us to confirm the closing date back to you!

February 2023 Closing Calendar​

Monday

Jan 23

Schedule with FSB before 10am, closing can occur on Wednesday, Jan 25

Tuesday

Jan 24

Schedule with FSB before 10am, closing can occur on Thursday,  Jan 26

Wednesday

Jan 25

Schedule with FSB before 10am, closing can occur on Friday,  Jan 27

Thursday

Jan 26

Schedule with FSB before 10am, closing can occur on Monday, Jan 30

Friday

Jan 27

Schedule with FSB before 10am, closing can occur on Tuesday, Jan 31

Saturday & Sunday

Jan 28 & 29

Closed

Jan 30

Schedule with FSB before 10am, closing can occur on Wednesday, Feb 1

Jan 31

Schedule with FSB before 10am, closing can occur on Thursday, Feb 2

Feb 1

Schedule with FSB before 10am, closing can occur on Friday,  Feb 3

Feb 2

Schedule with FSB before 10am, closing can occur on Monday, Feb 6

Feb 3

Schedule with FSB before 10am, closing can occur on Tuesday, Feb 7

Feb 4 & 5

Closed

Feb 6

Schedule with FSB before 10am, closing can occur on Wednesday, Feb 8

Feb 7

Schedule with FSB before 10am, closing can occur on Thursday,  Feb 9

Feb 8

Schedule with FSB before 10am, closing can occur on Friday,  Feb 10

Feb 9

Schedule with FSB before 10am, closing can occur on Monday,  Feb 13

Feb 10

Schedule with FSB before 10am, closing can occur on Tuesday, Feb 14

Feb 11 & 12

Closed

Feb 13

Schedule with FSB before 10am, closing can occur on Wednesday, Feb 15

Feb 14

Schedule with FSB before 10am, closing can occur on Thursday,  Feb 16

Feb 15

Schedule with FSB before 10am, closing can occur on Friday,  Feb 17

Feb 16

Schedule with FSB before 10am, closing can occur on Tuesday, Feb 21

Feb 17

Schedule with FSB before 10am, closing can occur on Wednesday, Feb 22

Feb 18 & 19

Closed

Feb 20

FSB closed for President's Day

Feb 21

Schedule with FSB before 10am, closing can occur on Thursday, Feb 23

Feb 22

Schedule with FSB before 10am, closing can occur on Friday,  Feb 24

Feb 23

Schedule with FSB before 10am, closing can occur on Monday, Feb 27

Feb 24

Schedule with FSB before 10am, closing ​can occur on Tuesday, Feb 28

Feb 25 & 26

Closed

Feb 27

Schedule with FSB before 10am, closing can occur on Wednesday, Mar 1

Feb 28

Schedule with FSB before 10am, closing can occur on Thursday,  Mar 2

Mar 1

Schedule with FSB before 10am, closing can occur on Friday,  Mar 3

Mar 2

Schedule with FSB before 10am, closing can occur on Monday,  Mar 6

Mar 3

Schedule with FSB before 10am, closing can occur on Tuesday,  Mar 7

Mar 4 & 5

Closed​


Tax Transcript Turn Times

Tax transcripts are now required on all USDA files & loans with income other than W2 income. Due to IRS changes in the handling of the 4506C, Mortgage Support will be happy to order the transcripts for you at any stage of your file. We recommend ordering them as soon as possible! The Broker or Correspondent customer may email [email protected] once a file has been disclosed to request the transcripts to be ordered by our team through a 3rd party. If a 4506C is not available, we can deliver one to your borrower via e-sign. 

FHA Case Number Turn Times

Email your request to [email protected] using the form available under the Mortgage Support & Resources tab.  CAIVRS can also be ordered in the same manner!

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