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Underwriting Turn Times

If you have any questions on the status of your loan(s), please contact Mortgage Support at [email protected]

Our current turntimes are 24-48 hours

USDA Commitment Turn Times     -      currently working on files from     9/23/2022

Important things to remember:

Files submitted after 11 am count for the next day

Weekends do not count in the work days

If your file has MI or USDA Submissions needed, the turn time may be longer

USDA Commitment Turn Times are dictated by USDA only. FSB does not have any control over these turn times

2022 Holidays 

The following holidays will affect FSB's turn times and will not count for Recission & TRID dates as we will be closed:

January 17th-MLK Day

February 21st-President's Day

May 30th-Memorial Day

June 20th-Juneteenth (observed)

July 4th-Independence Day

September 5th-Labor Day

October 10th-Columbus Day

November 24th-Thanksgiving

November 25th-Day after Thanksgiving*

December 26th-Christmas Day (observed)

*will count for Recission or TRID dates

Closing Turn Times 

Closings can occur on the 2nd business day after the day it is scheduled. Please UPLOAD the signed Initial CD and your Closing Request Form to the file after the CTC is received. FINAL your file to allow us to confirm the closing date back to you!

September 2022 Closing Calendar​

Monday

August 29

Schedule with FSB before 11am, closing can occur on Wednesday, August 31

Tuesday

August 30

Schedule with FSB before 11am, closing can occur on Thursday, Sept 1

Wednesday

August 31

Schedule with FSB before 11am, closing can occur on Friday,  Sept 2

Thursday

Sept 1

Schedule with FSB before 11am, closing can occur on Tuesday, Sept 6

Friday

Sept 2

Schedule with FSB before 11am, closing can occur on Wednesday, Sept 7

Saturday & Sunday

Sept 3 & 4

Closed

Sept 5

FSB closed in observance of Labor Day Holiday

Sept 6

Schedule with FSB before 11am, closing can occur on Thursday,  Sept 8

Sept 7

Schedule with FSB before 11am, closing can occur on Friday,  Sept 9

Sept 8

Schedule with FSB before 11am, closing can occur on Monday,  Sept 12

Sept 9

Schedule with FSB before 11am, closing can occur on Tuesday,  Sept 13

Sept 10 & 11

Closed

Sept 12

Schedule with FSB before 11am, closing can occur on Wednesday, Sept 14

Sept 13

Schedule with FSB before 11am, closing can occur on Thursday, Sept 15

Sept 14

Schedule with FSB before 11am, closing can occur on Friday, Sept 16

Sept 15

Schedule with FSB before 11am, closing can occur on Monday, Sept 19

Sept 16

Schedule with FSB before 11am, closing can occur on Tuesday, Sept 20

Sept 17 & 18

Closed

Sept 19

Schedule with FSB before 11am, closing can occur on Wednesday, Sept 21

Sept 20

Schedule with FSB before 11am, closing can occur on Thursday, Sept 22

Sept 21

Schedule with FSB before 11am, closing can occur on Friday, Sept 23

Sept 22

Schedule with FSB before 11am, closing can occur on Monday,  Sept 26

Sept 23

Schedule with FSB before 11am, closing can occur on Tuesday, Sept 27

Sept 24 & 25

Closed

Sept 26

Schedule with FSB before 11am, closing can occur on Wednesday, Sept 28

Sept 27

Schedule with FSB before 11am, closing can occur on Thursday, Sept 29

Sept 28

Schedule with FSB before 11am, closing can occur on Friday, Sept 30

Sept 29

Schedule with FSB before 11am, closing can occur on Monday, Oct 3

Sept 30

Schedule with FSB before 11am, closing can occur on Tuesday, Oct 4

Oct 1 & 2

Closed

Oct 3

Schedule with FSB before 11am, closing can occur on Wednesday, Oct 5

Oct 4

Schedule with FSB before 11am, closing can occur on Thursday, Oct 6

Oct 5

Schedule with FSB before 11am, closing can occur on Friday, Oct 7

Oct 6

Schedule with FSB before 11am, closing can occur on Tuesday, Oct 11

Oct 7

Schedule with FSB before 11am, closing can occur on Wednesday, Oct 12

Oct 8 & 9

Closed

CLOSED Monday, October 10 in observance of Columbus Day

Tax Transcript Turn Times

Tax transcripts are now required on all USDA files & loans with income other than W2 income. Due to IRS changes in the handling of the 4506C, Mortgage Support will be happy to order the transcripts for you at any stage of your file. We recommend ordering them as soon as possible! The Broker or Correspondent customer may email [email protected] once a file has been disclosed to request the transcripts to be ordered by our team. If a 4506C is not available, we can deliver one to your borrower via e-sign. If the file is submitted without transcripts, the underwriter will condition for this. 

FHA Case Number Turn Times

Email your request to [email protected]. there is form available under the Mortgage Support & Resources tab.  CAIVRS can also be ordered in the same manner!