Mortgage "Cliff Notes"

Welcome to our "Cliff Notes"! We have recently updated this section to fit the busy LO & Processor time constraints. Every Subject is a one page document (except for a few) that will give you the minimum information you need to complete a specific task.

VA Program

How to Restore VA Entitlement

VA High Balance & Jumbo Size Loans

VA Appraisal Ordering & NOV

HOI, Flood, & Title

Freddie Mac Private Flood Insurance

Title Commitment Requirements

HOI & Flood Requirements

Condo

Determining the Review Type for Conventional Condo Loans

Documentation Needed for Condo Approval

Mortgagebot & Support

How to use Mortgagebot for PMI Quote

How to Change a Borrowers Name

How & When to use the Mortgage Support Team

Printing the Initial Disclosure Package

How to Upload Conditions (The Easy Way)

Understanding the Loan Status

How to view the Conditional Approval

LE & Initial Disclosure Instructions

Important Email Addresses

How-To's

How to Start a Loan & Disclose

How to Price out a Loan without Locking

How to Gross Up Fixed Income

How to Complete the Anti-Steering Form

How to Document Gift Funds

How to Order Tax Transcripts with FSB

How to Upload & Register a Loan

How to Submit a Loan to Underwriting

How to Run AUS-DU/LP

How to Resubmit a Loan

How to Request Login or Reset a Log In

How to Submit a COC (Change of Circumstance)

How to Lock your Loan

How to Read a Rate Sheet

How to Pay for the Appraisal Up Front

Miscellaneous

Divorce & Mortgages

Funding Tips for Fast Closings

FSB Guide to FHA Disclosures

Letters of Explanation-General Guidance

Credit LOX Instructions

POA Requirements

Compliance Alerts

Escrow Repair Holdback Instructions