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Nationwide Lender

Specializing in USDA, FHA & VA lending!

Welcome to Flanagan State Bank!

We are currently offering the following channels for Mortgage Lending:

  • App+5
  • Broker/Wholesale
  • Assisted Correspondent
  • Modified (Mini) Correspondent
  • Delegated Correspondent

For further information on which channel would be best for your company, please view our Channels Page or contact us at

[email protected]

or 815-676-0990.

Currently doing business in all States EXCEPT: AK, CT, MA, DE, NH, NJ,VT, NY, RI, VA & Washington D.C. (Hawaii is Delegated Only)

To Submit or Re-submit your files, use this 



Access to the Submission Portal & Pipeline requires a log in. If your company is approved to do business with FSB and you are in need of a log in (or a reset), please email 

[email protected]

Interested in learning more about our 

company? Please let us know what 

information you would like from us:

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Thank you for signing up for rate sheet delivery. Please note that acceptance of our rate sheets may include additional marketing from Flanagan State Bank and Announcement Delivery. We promise to keep our marketing to a low volume and applicable to your business needs. Thank you again for your interest in Flanagan State Bank.

Have a loan question?

Email us at [email protected]

We will return a written assessment of your file to you! (We will complete on TBD addresses!!)

Need your borrowers income analyzed for what Underwriting would use?

Email your tax returns, paystubs, W-2's or other important information for income to [email protected]. We will return a written assessment that you can use for underwriting!

Need help with our LOS System?

Email us at [email protected]!